I fattori che influiscono sul merito creditizio delle aziende agricole: un’applicazione in Campania

Titolo Rivista RIVISTA DI ECONOMIA AGRARIA
Autori/Curatori Paolo Cupo, Michele Di Domenico
Anno di pubblicazione 2012 Fascicolo 2012/1 Lingua Italiano
Numero pagine 23 P. 45-67 Dimensione file 508 KB
DOI 10.3280/REA2012-001004
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Beyond dealing with the negative consequences of the economic crisis, the globalisation of the agricultural products market and the declining of direct payment by the new course that, most probably, will be undertake by the CAP, more attention should be addressed to competitiveness and entrepreneurship by the regional farmers, especially for those farms whose output are products with a low degree of differentiation. For this reason it is unavoidable to promote a structural adjustment of the farms, in order to generate acceptable returns to the factors of production. The analysis is based on a quantitative evaluation by applying an ordered probit statistical model, by which one has indentified the most significant variables influencing the credit-worthiness of the regional farms. The results show the positive impact of the variables connected with liquidity and the negative impact of the land improvements, with the consequence that could be hampered the structural adjustment and the growth of the regional agriculture.;

Keywords:Merito creditizio, Basilea 3, credito in agricoltura

Jel codes:Q 14

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Paolo Cupo, Michele Di Domenico, I fattori che influiscono sul merito creditizio delle aziende agricole: un’applicazione in Campania in "RIVISTA DI ECONOMIA AGRARIA" 1/2012, pp 45-67, DOI: 10.3280/REA2012-001004